Medicare Advantage Plans in Broward County

Broward sits between Miami-Dade and Palm Beach, and many residents live in one county while seeing doctors or specialists in another. Plan availability and provider networks are set county by county, so the first thing I check is your ZIP code — and the second is where your doctors actually practice.

I am Jonathan Tirado, a licensed insurance agent. I currently represent 7 Medicare plan organizations, and I can review the plans those organizations offer in your Broward County service area.

Communities I help in Broward County

Don't see your city? If you live in Broward County, I can help. Give me your ZIP code and I will check what is available where you live.

What to check before you choose a plan in Broward County

Doctors on both sides of the county line

If you live in Broward but see a doctor in Miami-Dade or Palm Beach, that doctor may or may not be in the network of a plan sold where you live. Send me your doctors' names and I will check each one before you enroll in anything.

Condo and 55-plus communities, and time away

Broward includes many condo and 55-plus communities, and some residents spend part of the year elsewhere. Medicare Advantage plans are built around a service area and a network, so tell me before you enroll if you travel — a PPO or national-network plan can fit very differently than a local HMO.

Prescriptions and pharmacies

Every plan has its own drug list (formulary) and its own pharmacy network. I compare your actual prescriptions against the plans available in your ZIP code, so you see what each one would cost in a normal year and in a bad year.

Medicare enrollment periods

Period	Dates	What you can do
Annual Enrollment Period (AEP)	Oct 15 – Dec 7, 2026 for coverage starting Jan 1, 2027	Join, switch or drop a Medicare Advantage or Part D plan. This is the main window.
Medicare Advantage Open Enrollment	Jan 1 – Mar 31	Already in a Medicare Advantage plan? Make one change — to a different MA plan or back to Original Medicare.
Initial Enrollment Period	7 months around your 65th birthday	Enroll for the first time. Starts 3 months before your birthday month, ends 3 months after.
Special Enrollment Periods	Varies	Triggered by moving, losing employer coverage, qualifying for Medicaid or Extra Help, a plan leaving your area, or a federally declared disaster.

How a plan review works

1. We talk. By phone or video. Fifteen minutes is usually enough to know what we are working with.
2. You give me three things: your ZIP code, your doctors, and your prescription list.
3. I check networks and formularies against the plans actually available in your county.
4. You decide. Want to enroll? I handle the paperwork. Want to stay where you are? That is a fine answer too.

Common questions from Broward County clients

I live in Broward but my doctor is in another county. Can that work?

Sometimes. Network participation is checked plan by plan, and a plan sold in Broward may or may not include a doctor in a neighboring county. Send me the names and I will verify before you decide.

What if I spend part of the year in another state?

Tell me before we choose a plan. Emergency and urgent care are covered anywhere in the United States, but routine care outside your plan's service area often is not. A PPO or national-network plan may be a better structure for seasonal residents.

I have both Medicare and Medicaid. What are my options?

You may qualify for a Dual Eligible Special Needs Plan (D-SNP), depending on your Medicare and Medicaid status and plan availability in your service area. Benefits and eligibility vary by plan.

How much does it cost to work with you?

JT Solutions does not charge you a fee for an insurance consultation or enrollment assistance. If an enrollment occurs, compensation may be paid by the insurance organizations we represent.