JT Solutions
Medicare Benefits Advisors
For most people first becoming eligible at 65, the Medicare Initial Enrollment Period lasts 7 months: the 3 months before your 65th-birthday month, your birthday month, and the 3 months after. Late-enrollment penalties can apply in some situations if you delay Part B or Part D without qualifying coverage or a Special Enrollment Period. I can explain the timing and review plan options available through the organization I represent. Serving Florida. Se habla Español · Falamos Português.
*Some Medicare Advantage plans may have a $0 plan premium. You must continue to pay your Medicare Part B premium unless otherwise paid for under Medicaid or by another third party. Plan availability varies by county and eligibility.
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Medicare Advantage plans cover Medicare Part A and Part B services and may offer additional benefits. Benefits vary by plan, county, and eligibility.
Most Medicare Advantage plans include Part D drug coverage, helping you manage medication costs with convenient formularies and mail-order options.
Some plans may offer dental, vision, or hearing benefits. Covered services, limits, networks, and cost-sharing vary by plan.
All benefits of Original Medicare (Parts A & B), with annual out-of-pocket maximums that protect you from unlimited costs.
Many plans include SilverSneakers® or similar gym memberships, fitness classes, and wellness resources to keep you active.
Some plans may include an allowance for eligible over-the-counter health products. Amounts, eligible items, frequency, and restrictions vary by plan.
Some plans may include transportation for eligible health-related trips. Trip limits, destinations, scheduling requirements, and eligibility vary by plan.
Select plans may offer certain in-home or post-discharge support services. Availability, eligibility, limits, and covered services vary by plan.
Some plans may include telehealth, nurse advice lines, or remote-care resources. Availability and cost-sharing vary by plan.
JT Solutions can help you review Medicare Advantage plan options available through the organization we represent.
Share your name, age, and a few details. Your information is confidential and protected.
A licensed JT Solutions advisor calls you to review your health needs and budget — at no cost.
We show you side-by-side plan options available in your county so you can make an informed choice.
We guide you through enrollment — quickly, clearly, and with ongoing support after you're covered.
JT Solutions helps Medicare-eligible residents throughout Florida review plan options available through the organization we represent.
Get answers to the most common questions about Medicare Advantage.
Medicare Advantage is an alternative way to receive your Medicare benefits through a private insurance company approved by Medicare. These plans must cover everything Original Medicare covers, and most include extra benefits like dental, vision, and prescription drugs.
You can enroll when you first become eligible for Medicare (usually turning 65), during the Annual Enrollment Period (Oct 15 – Dec 7), or during Special Enrollment Periods triggered by qualifying life events such as moving or losing other coverage.
Original Medicare (Parts A & B) covers hospital and medical services. Medicare Advantage (Part C) provides Medicare-covered Part A and Part B services through a private Medicare-approved plan. Many plans include Part D coverage, and some may offer supplemental benefits. Plan premiums and benefits vary; some plans may have a $0 plan premium. You must continue to pay your Medicare Part B premium unless otherwise paid for under Medicaid or by another third party.
Yes. You must continue paying your Medicare Part B premium even if you enroll in a Medicare Advantage plan. However, some Medicare Advantage plans offer a Part B premium reduction benefit that helps offset this cost.
JT Solutions does not charge you a fee for an insurance consultation or enrollment assistance. If an enrollment occurs, compensation may be paid by the Medicare plan organization we represent. Our information and plan comparisons are limited to plans offered by that organization.
Yes. We take your privacy seriously. Your information is used only to review plan options that may fit your stated needs and is handled in compliance with federal privacy laws and CMS marketing guidelines (42 C.F.R. § 422.2268).
Fill out the form and a JT Solutions licensed agent will contact you to walk you through your Medicare Advantage options. No obligation, no pressure.
786-671-5760 (TTY 711)
Florida
English · Spanish · Portuguese
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PLAN BENEFIT NOTICE: Not all plans offer all benefits mentioned on this website. Benefits vary by plan and service area. Limitations, exclusions, eligibility requirements, copayments, and restrictions may apply. Verify plan details before enrolling.
IMPORTANT DISCLAIMER: JT Solutions is an independent, licensed insurance agency. We are not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any federal agency. Medicare has neither reviewed nor endorsed this information.
Medicare Advantage and Prescription Drug plans are offered by private insurance companies that contract with Medicare. Plan availability, premiums, benefits, provider networks, formularies, and cost-sharing vary by plan and service area and may change each year. Limitations, copayments, restrictions, and eligibility requirements may apply. You must continue to pay your Medicare Part B premium unless otherwise paid for under Medicaid or by another third party.
We do not offer every plan available in your area. JT Solutions currently represents 1 Medicare plan organization. Any information we provide is limited to the plans offered by that organization and available in your service area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
This is a solicitation of insurance. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. TTY: 1-877-486-2048.